ROMA (ITALPRESS) – In September 2025 the average rate on new financing operations to enterprises fell to 3,33% from 3,38% of the previous month and from 5,45% of December 2023; the average rate on new operations for housing purchase fell to 3.25% (3,28% in the previous month; 4.42% in December 2023); the average rate on total loans (then signed over the years) is 3,92% (as in the previous month). It makes Abi known in his monthly report of October.
In September 2025, the amount of loans to enterprises and families grew by 1.8% compared to one year earlier, acceleration compared to +1.6% of the previous month; in August 2025 loans to households had grown by 2.0% and those to enterprises by 1.2%. For families it is the ninth consecutive month in which an increase is recorded and for enterprises it is the third consecutive month in which funding grows.
In August 2025 net deteriorated credits (i.e. all sufferings, probable defaults and expired and/or unfinancing exposures calculated net of devaluations and provisions already made by banks) fell to 29.3 billion euros, from 30.2 billion March 2025 (31.3 billion to December 2024). Compared to their maximum level, 196.3 billion reached in 2015, 167 billion fell. In August 2025 net deteriorated credits accounted for 1.41% of total credits. This ratio is lower than March 2025 (1.48%; 1.51% to December 2024; 9.8% to December 2015).
– photo IPA Agency –
(ITALPRESS).
