MILAN (ITALPRESS) – Turning the right to study into a concrete lever of economic and social growth, through an increasingly narrow synergy between state and credit institutions. This is the hope expressed by Sestino Giacomoni, President of Consap, intervened at the conference “Credit to Credit” organized by ABI in Milan. “Because we can give ‘credit credit’, that is, trust in the banking system, we have a great opportunity ahead of us: the banks sign the convention with the Department of Youth Policies as soon as possible to promote the Study Fund throughout the territory.” An invitation to the banks to allow thousands of students who are worthy, now close to the maturity exams, to access the funding needed to complete their training.
According to Giacomoni, the synergy between Consap and ABI is the instrument to contribute to the full implementation of Article 34 of the Constitution, guaranteeing the capable and worthy, even if without means, the right to reach the highest degrees of studies. The potential of the measure is confirmed by the data: on an audience of 2.4 million university students, the goal is to reach at least 12% of the students who can take advantage of the financing, in line with the German model, reaching support over 280.000 students. Considering that every year about 450,000 graduates of 500,000 continue their studies, it is estimated that potentially over 50,000 young people deserved could access the subsidised funding annually. To reassure the institutions on the solidity of the operation is the historical of the Fund: in fifteen years the default index remained extremely contained, attesting itself under 2%.
“The banking system has the opportunity to intercept a strategic asset with a huge potential. The Studio Fund is not a simple loan, it is a great financial innovation, for the first time the credit becomes financial. It is a true cultural revolution, a paradigm shift between the state, the young and the banking system. A triple winning investment for all: more graduates, better taxpayers and good savers; and, above all, a better society with less social inequalities,” concluded Giacomoni.
– Photo Press Office Consap –
(ITALPRESS).
