MILANO (ITALPRESS) – The Crédit Agricole Group in Italy has announced solid economic-financial results at 30 September 2025, with a net aggregate profit that stands at 1,188 million euros. The net profit of the Crédit Agricole Group is equal to 952 million euros. Crédit Agricole Italia S.p.A. has contributed with a consolidated net profit of 693 million euros, recording an increase of +5% year per year (a/a), or +5.2% a/a on the consolidated civil data. This result confirms the Group’s ability to generate solid and sustainable performance.
The Group’s business activity in Italy, which represents its second domestic market, is dynamic. The Total of Finances to the economy reaches approximately 101 billion euros. The Total Collection (including asset under management and bank assets) amounts to 344 billion euros. The proceeds of Crédit Agricole Italia exceed 2,3 billion euros, supported by the performance of commissions on investment services (+10% a/a) and the net commissions in increase of +2.8% a/a, partly offset by the contraction of the interest margin (-5.6% a/a). Operating costs are kept under control (-0.3% a/a, excluding contributions to systemic funds) thanks to structural efficiency measures, bringing cost income to a high efficiency level of 49.8%. Crédit Agricole Italia has provided 7.5 billion euros to support families and businesses.
New medium-long-term financing for enterprises (+15% a/a), with a significant boost from the Agribusiness sector (+22% a/a1). The production of new residential loans amounted to 3 billion euros, with the demand for loans increasing (+17% a/a), a rate higher than that of the system. 27% of loans are aimed at purchasing energy-class housing A and B, underlining the focus on the ESG transition. The Group has signed an agreement with the Ministry of Agriculture, Food Sovereignty and Forestry, providing a plafond of 3 billion euros to promote the investments of agricultural enterprises. The growth of customers is a significant figure, with 155 thousand new customers acquired in the nine months (+10% a/a). The Wealth Management sector has 10.9-11 billion euros (+11% a/a). The managed savings exceeds 56 billion total masses (+5.6% a/a). The insurance sector has a significant development (+9% a/a). The digitization of services is progressive: 87% of customers are digitized and around 92% of transactions are digital. The digital acquisition represents 40% of the total of new customers. Crédit Agricole Italia maintains a solid quality of the assets: coverage ratio rose to 59.0%, up +539 base points compared to December 2024. Gross and net NPE ratio is 2.6% and 1.1% respectively.
The Group’s commitment to innovation and the territory continues through the five “Le Village by CA” networks active in Italy (Milano, Parma, Padua, Sondrio, Catania). These networks accelerate 204 startups and support 115 partner companies in their innovation path. The social commitment continues, with recent payroll initiatives giving support to pediatric health in Catania, Palermo and Piacenza.
– Crédit Agricole photos –
(ITALPRESS).
