Confcommercio-Intesa Sanpaolo agreement, 5 billion for competitiveness

ROME (ITALPRESS) – Confcommercio Imprese per l’Italia and Intesa Sanpaolo have signed an agreement that makes available to member companies 5 billion in new credit for financing to support competitiveness and innovative transitions and provides subsidized fees for the entire 2025 on Pos payments to increase their competitiveness and encourage the emergence of new businesses. The agreement renews the partnership that has aimed to accompany small and micro enterprises in the sector in growth and strengthening programs for nearly a decade. In fact, over the 2020-2024 period, Intesa Sanpaolo has disbursed about 18 billion to Italian retail and wholesale companies. Today’s initiative is aimed at Confcommercio member companies with dedicated financial solutions and conditions, advisory services and joint initiatives in the territory and, in particular, is characterized by the zeroing of fees on Pos micropayments, a measure of great attention to merchants that the bank had already activated in 2022 and today confirms for the entire 2025, thus responding to a need expressed on several occasions, especially by smaller commercial realities, with the aim of encouraging the spread of digital payments. Access to credit for smaller businesses is also facilitated thanks to fully digital solutions: short-term financing will be directly accessible from the dedicated internet channel-both at the application and finalization stage-with the possibility of retaining the advice of their bank manager while being able to administer operations from their own company.Among the fundamentals of the agreement: multichannel and evolved payment solutions and tools that enable multiple services; access to a new innovative dematerialized and digitized credit process; support for investment projects in digitization and renewable energy; definition of business models in a sustainable key, also thanks to Intesa Sanpaolo’s ESG Laboratories; and tools to facilitate the birth of new businesses and the development of female entrepreneurship.The contents of the agreement will be presented to members in a series of joint local meetings involving the respective territorial structures of Confcommercio and Intesa Sanpaolo. For Carlo Sangalli, president of Confcommercio Imprese per l’Italia, “the renewal of the agreement with Intesa Sanpaolo is an important initiative within the framework of a long-term partnership between the Confederation and Italy’s leading banking institution. Specifically, the agreement offers a number of solutions that are in high demand by our companies in the payments sector, which is crucial for all service sector companies in their daily relationship with customers/consumers. We particularly appreciate Intesa Sanpaolo’s focus on digitization and Esg issues of our members, topics that guide the present and future competitiveness of supply chains and individual companies.” Stefano Barrese, head of Intesa Sanpaolo’s Banca dei Territori Division, emphasized that “the agreement confirms that working with trade associations and listening to our customers is key to providing concrete answers to their needs. Zero commissions on micropayments, other POS facilities and easy access to credit thanks to our digital channels will allow us to support investments to improve business. The goal we share with Confcommercio is to stimulate technological and digital innovation in the sector, as well as energy efficiency, which takes on an increasing impact even on small businesses.”(ITALPRESS).-Photo: Intesa Sanpaolo press office-