Financial education, in Liguria young people more fragile than the national average

GENOVA (ITALPRESS) – The level of financial education in Liguria is equal to the Italian average (56 points out of 100), therefore under the sufficiency (60). This is what emerges from the last edition of Edufin Index, the Observatory on the awareness and financial and insurance behaviour of Italians, promoted by Alleanza Assicurazioni, company of the General Group, together with Fondazione Mario Gasbarri, with the scientific collaboration of SDA Bocconi, School of Management.
The regional results on Liguria were presented today, Wednesday, April 8, in Genoa, within the second stage of the “Tour of Financial Education” of Alleanza, which this year is renewed with the partnership with Starting Finance, the largest group of education and information economic-financial and professional in Italy dedicated to young people, with a community of over 2,5 million users. This year’s Tour is dedicated to strengthening the awareness of under 35 on financial, insurance and social issues.
A path designed to offer clear information and useful tools, supporting the new generations in the choices that will affect their future.
Alliance and its network of 10 thousand consultants will be so engaged during the year in 14 events across the country to respond to the situations of financial fragility highlighted by the latest edition of Edufin Index.
According to the report, Liguria is in line with the rest of Italy also for the Longevity Index (55 out of 100), an index that measures awareness on the growing duration of life.
The Ligurians show less preparation on the pension system (Pension Index), reporting a score under the national average (47 vs. 48).
There are also some gender differences in this region, for all three indicators.
In the case of the Edufin Index the gap is positive, with a higher score by women (women 57 vs. men 55), compared to the national figure that sees men obtain better results (women 54 vs. 59 men).
In the Longevity Index there is only one detachment point: women report a score of 55 while men of 56 (national date of 54 for women and 56 for men).
The most relevant gender gap in Liguria emerges on the Pension Index, equal to 13 points (women 41 vs. men 54) against the 11 points at national level (43 vs. 54).
On the generational level, young Ligurians between 18 and 34 years are less prepared than peers on financial and insurance issues (49 points at regional level vs. 53 at national level), but especially in the knowledge of the pension system (Pension Index), for which they record a score of 36 against the national average of 44. However, they are more prepared in the Longevity Index than the national average (58 vs. 53). Over 65 Ligurians, compared to the Italian average, are less prepared in all three indicators with a detachment of two points: Edufin 55 points vs. 57 points, Longevity 54 vs. 56 and Pension 46 vs. 49.
Claudia Ghinfanti, Head of Marketing and Communication of Alleanza Assicurazioni commented: “In investing on its financial and insurance skills contributes significantly to personal growth and social well-being: for this reason, as highlighted by the latest edition of Edufin Index, it is necessary to take effective action to create awareness on these issues at all ages. Young people are today among the most fragile categories, especially between 18 and 34 years, and are also in Liguria, where levels of preparation on the pension system are under the national average. Our new Financial Education Tour was born from this requirement, which in 2026 renewed the commitment of Alleanza Assicurazioni with 14 appointments throughout Italy dedicated to young people. Thanks also to the involvement of our network of consultants and the collaboration with Starting Finance, we want to offersimple and concrete tools to start building your own previdential future, helping young people make conscious choices and look at tomorrow with greater serenity.”
In Liguria, Alleanza Assicurazioni is present with 10 agencies, 9 agents and 219 employees. The Company has for years been engaged in a mission that sees it in the forefront: promoting financial and insurance education of Italians, a social role of great importance and perfectly consistent with the objectives of UN Agenda 2030.
In this context, Alliance promotes the “National Plan for Financial Education and Ensure”, articulated in free seminars. In Liguria in 2025 67 events were realized, between “Protection Day”, “Investment Day”, “Previdenza Day” and “Protection & Investment Lounge”, which involved a total of 875 participants.
After Liguria, the tour will touch Rome on April 10 with the first of the three SFIM, Starting Finance Investment Meeting, the largest Italian event on Edufin for under 35.
-photo press office Alleanza Assicurazioni-
(ITALPRESS).